Loan Programs

Purchase Loans

• 107% Loans
  • Available with a credit score of 720
  • Can use extra money for cash back, debt consolidation, or closing costs
• 103% Loans
  • Available with a credit score of 660
  • Can use extra money for cash back, debt consolidation, or closing costs
• Up to 100% Loans
  • Available with a credit score of 580
  • Available with or without mortgage insurance
  • First mortgage and second mortgage combinations available
  • Fixed or adjustable rate programs available

Refinance Loans

• Up to 95% Loans
• Available with a credit score of 580
• Can be used for debt consolidation, cash back, or lower interest rates
• Fixed or adjustable rate programs available
• Available for 2nd homes

Second Mortgage Loans

• Up to 125% of the home's value with a credit score of 640
• Can be used for debt consolidation or cash back
• No closing cost options
• Interest only options
• Adjustable rate options

Other Loans

• Recent bankruptcy loans
• No Documentation (stated) loans
• Self-Employed Borrower loans
• Bank statement loans
• Manufactured Home loans
• Investment property loans (up to 100% financing)
• Jumbo loans
• VA loans
• Special First Time Community Home Buyers Programs
• Balloon loans